Since I am well beyond that particular point of decision, having also learned the lesson well from constantly failing at it, I didn't really read this piece for the information or advice. Which, by the way, are both really great. What held me so engaged and enthralled was the quality of your writing. The writing, and the invisible presence of great editing, and the more visible presence of great formatting. I am at the point of my life as a reader/writer where I gain the most immense pleasure just from reading really good writing. The substance doesn't always matter, in fact. This piece just made me feel great because of the writing. So .... THANK YOU!